Rags to Riches. The reality plan. Part 1

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Jul 13th, 2011
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Ambitious, resilient, royally pissed the hell off, and technically homeless? <—- Yeah I’m that guy right now. =(.  Yesterday was just one of those days where I’d rather poke jello all day than re-live it. It started off well but later in the day turned in to a nasty family situation which ended with me moving out right then and there. Good thing I have absolutely the most amazing friends. Yes, I’m implying that I am now living with one of my best friends.

But enough of  that. The purpose of this post is to inspire those in a similar situations to get themselves up and going financially. In a low point of life some people may tend to turn to the dark side and pick up bad habits. My suggestion? Well this is what I plan on doing. It’s one word, and it’s simple: Hustle. I’ve bought myself a few weeks since my friend is letting me stay with him. In these few weeks this is going to be my exact game plan to make money.

1. Find my self a well paying part time job.

2. Expand Framingham lawns and hire a trust worthy friend as an employee. Yes I said hire. I know that may sound a bit out there considering my financial situation, but for me “leverage” is the name of the game. Between a part time job and hiring an employee I’ll have a small but solid income. Most importantly this will buy me some time to market and expand Framingham Lawns leading me to a bigger income within the next month all while doing less work.

3. Get rid of things that I don’t use or things that don’t work (ex: My truck =( rip. ). What I’m talking about is that guitar you bought years ago in hope of learning, or that second I pod that you just couldn’t resist buying because it was such a great price!! YAY!…..no. In short if you haven’t really used it in the last year or so just sell it. You’ll be surprised what a lack of clutter and an open mind will do for you. Here is a personal recommendation for selling that kind of stuff. Craigslist.org <– this website is an awesome outlet to sell your crap. I kid you not. It does not matter if you are trying to sell a hamper of dirty gym socks.  Someone on craigslist will want it.

Possibilities are really limitless. Metaphorically speaking I like to think of this as kindling a fire. Once the financial base is started it will enable you with the potential to grow.  You will be able to invest in bigger ideas resulting in larger financial outcomes.  At the moment my primary focus is not to think too far ahead (leading to mind cluttering),  but to focus at the tasks on hand. In a few week I’ll write a post on expanding your financial ideas and exactly how limitless they are.  Till then I hope this helps someone out there.

 

 

Landscaping from a Honda?

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Jul 9th, 2011
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So as you may know I have a small landscaping company called Framingham lawns. As of Recently my position hasn’t been so great. But worry not, it hasn’t been so bad either. Given the season I have been doing much traveling and spending which has put me in a tight financial position. So imagine my surprise when my truck is no longer in running condition. Long story short I now find myself having to sell it due to repair cost. So what have I been doing to run this company? Well, I own a 2000 Honda accord coupe. It has a 4 cylinder motor and a 5 speed Manuel transmission. The equipment I need to do a lawn consists of 1 mower (regular 22 inch push mower), 1 leaf blower,1 weed whacker, and 2 cans of gas (unleaded and 40:1 oil mix). This is all I need to complete any lawn I do.

 

Now My car is one of the smaller ones out there. In fact it’s so small and fuel efficient that I average about 26mpg with the equipment fully loaded. Now of course not everything is a tidy fit. The mower hangs out the back while the trunk is bungi corded down and the weed whacker some what sticks out of the passenger side window. You also need a bit of physical strength to pick up the mower and put it in the trunk. This set up is not meant to go on the high way or very long drives, but for what it is it works great. A bit crazy and unorthodox? yes. But it’s proving to be effective (as I now have 10 clients and growing). So to all those out there trying to make money and feeling helpless….relax. There really is a alternative to everything.

Does The “Average American” Have Time for Personal Development and Self-Education? (How to transform your life, for FREE, without changing your schedule)

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Jul 25th, 2010
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Found this on my friend and mentor Dmitriy’s Blog and figured I’d repost it…
Ok, I realize that that is a pretty dramatic title and a bold claim. But I have heard way too many excuses lately on why they don’t engross themselves in self-education and personal development, even if they really want to, even if they know it has the power to change their lives.

Disclaimer here: Most people actually don’t know that it has the power to change their lives dramatically over time, and never make the conscious choice to pursue a path of self-education and personal development.
If you are one of these people, take this quote to heart, by a man that has lived one of the most incredible lives and has empowered countless millions to improve their own lives and the world around them:
“Formal-education will make you a living. Self-education will make you a fortune.” – Jim Rohn

And that fortune is not just financial … it includes all elements of life, including personal happiness, relationships, influence, contribution, and more.
The Excuses
Why don’t most people change their lives with self-education. Here are the excuses I’ve heard most often…

  1. Don’t have the Time (education takes time!)
  2. Don’t have the Money (education takes money!)

Aren’t those the excuses for pretty much everything? Aren’t they the excuses for NOT having enough time and enough money? We won’t go into what the real start of this what-came-first-chicken-or-egg cycle, but I will offer you a practical solution to immediately overcome both of these excuses.
Ready? It’s a lot simpler than most think… yet so overlooked by too many.

Audiobooks in the car!
According to a recent survey, the average American spends 2.5 hours each day in their car! 2.5 hours per day! That’s 17.5 hours per week… 910 hours per year… that’s approximately 10% of your total time, of your life, spent commuting.
What do most people invest this valuable time in? Listening to music, sports radio, commercials and the like, while generally being frustrated and complaining about the traffic, or worrying about how they’re going to be late to work.
The average audiobook is about 5 hours… if you take a break sometimes or get longer books, you can realistically average 3 audiobooks per week. 12 per month. 144 per year.
In the time that you are already using you can read up to 150 books per year on personal development, time management, leadership, relationship, financial planning, spirituality, parenting, health and fitness, and the list goes on and on. You can completely change your life through this kind of education.
Problem: Audiobooks cost money! (At 3 books a week, that’s a lot of money…)
Solution: Library Cards are FREE! You can take out an endless supply of audiobooks for FREE from your local library… yet only about 3% of Americans have a library card.
By the time you run out of free books, you will be wealthier than you imagined from the education you’ve gotten, and buying new books won’t be a problem.

One more excuse…
“I don’t spend 2.5 hours in my car per day!” … Well, you probably spend at least half an hour per day in your car, which can still get you about a book a week. You can also listen to audiobooks while you do other activities, like doing the dishes and cleaning your house. Keep your mind busy learning while your hands are busy working, and both will be more enjoyable and productive.
My story… since I got introduced to my first personal development audio CD by Jim Rohn and listened to it in my car, my life has never been the same. I was 19 then, and just over 2 years later I have listened to and read hundreds of books that have dramatically and positively transformed every facet of my life, and will continue to mold my future and help me empower many others. I go to college now, and I get just as much or more education driving to school and back than I do in my actual lectures. The education in my car is free, while the college tuition is tens of thousands of dollars per year.

Please… students, parents, entrepreneurs, employees, kids … go get yourself a library card TODAY and check out your first few books. Once you start on this path, your life will NEVER be the same again! And it won’t cost you tens of thousands of dollars or extra semesters spent in classrooms.
Yours in the Pursuit of Freedom, Passion, and Purpose…
Dmitriy Kozlov
PS – check out my Reading List (still developing this page) for some recommendations to get you started…

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